Keeping America’s Credit Strong: 3 Steps
During the COVID-19 pandemic, fewer Americans had bad credit. Why did this happen? People spent more time paying off debt […]
AIM TO REACH YOUR CREDIT GOALS IN THE NEW YEAR BY DOING THESE 2 THINGS
An ideal time to reassess your financial health and implement habits that will positively affect your credit score is the […]
WOULD LOSS OF A JOB AFFECT YOUR CREDIT SCORE DURING THE CORONAVIRUS PANDEMIC?
As a result of the COVID-19 pandemic, the unemployment rate has risen significantly. While those facing unemployment worry about their […]
STUDENT LOAN SCAM: HOW TO SPOT IT
Student loan forbearance is one measure being taken to help Americans deal with the COVID-19 pandemic. As you might know, […]
TAX SCAMS: HOW DO YOU AVOID THEM?
Tax season is here, and it’s crucial to watch out for common tax scams. During the past nine years, more […]
BE SURE TO USE THESE 5 PASSWORD BEST PRACTICES
Passwords are one of the most important lines of defense in protecting your online accounts. Passwords protect your finances, credit […]
CORONAVIRUS PANDEMIC: STRETCH YOUR FINANCES
In the United States, the Coronavirus (COVID-19) has already caused significant disruptions. Businesses are cutting back on services or closing […]
How Does Over Drafting Affect Your Credit Score?
The mechanism by which credit cards work is not well understood, despite the fact that they are one of the […]
Employer credit checks: What you need to know
You probably already know you need to polish your resume, practice your interview skills, and create a list of positive […]
How to Prevent your Credit from being ruined by a Natural Disaster
Your credit can be saved by creating an emergency response plan for your finances during times of flux, such as […]
If You Add an Authorized User to Your Credit Card, What Happens?
Most credit cards allow the primary cardholder to add another person to the account as an authorized user. Once authorized […]
Learn How Your FICO® Score Is Calculated
Understanding how your credit score is calculated is important. Although you may be familiar with FICO® Scores – the scores […]
Money Back in Your Pocket With a Strong Credit Score
You probably already know that a decent credit score can help you get approved for credit cards, loans, and other […]
Avoid These 7 Commom Credit Mistakes
It may seem complicated to build a strong credit score, but it often involves making informed choices and avoiding common […]
Here Are 5 Things You Shouldn’t Charge To Your Credit Card
Your credit card can be a useful tool for personal finance if you use it correctly. You can use credit […]
How To Respond When a Bill Collection Company Calls
Receiving an unexpected call from a debt collector can be intimidating. Often, debt collectors will try to pressure you into […]
How Pre-Approval Offers for Credit Cards Work
You may wonder why the credit card issuer is contacting you if you’ve ever received a credit card pre-approval offer […]
How To Build Credit if You Don’t Have Any?
A lack of credit history makes it difficult to get credit cards and loans, which are ironically the tools you […]
How To Understand Your Credit Report
Credit Report Basics Your credit report contains details about your financial behavior and identification information. Credit history or a […]
What’s Safer for Online Shopping: Credit Cards or Debit Cards?
Shopping online is convenient and offers great deals, but it leaves you vulnerable to hackers and data breaches. Criminals are […]
Do Missed Rent Payments Affect Your Credit Score?
Unless there is a new stimulus bill or executive action to renew the temporary protections put in place last year, […]
Balance Transfer Credit Cards: Know What to Look for
Many credit cards offer introductory balance transfer offers to entice customers with existing credit card debt to switch. Generally, new […]
Is Venmo and Other Money Transfer Apps Bad for Your Credit?
You can now pay a friend back more easily than ever before. Thanks to apps such as Venmo and PayPal, […]