Insuring Against Identity Theft – What is It?
An identity theft insurance policy helps victims recover from losses caused by identity theft. It may be offered as a standalone policy or as a benefit of other types of insurance or identity protection plans. Insurance policies for identity theft do not all offer the same level of coverage. It’s important to understand the types […]
STEP BY STEP GUIDE TO AVOIDING TAX IDENTITY THEFT
Criminals seeking financial gain from identity theft take advantage of the tax season every year. There are many ways that scammers obtain personal information, but they all aim to file a false tax return in the taxpayer’s name and claim a tax refund. By the time the taxpayer files a legitimate tax return, the criminal […]
STOP BELIEVING 4 IDENTITY THEFT MYTHS
A longtime problem, identity theft is still evolving and adapting with the times. It’s easy to get sucked into rumors and half-truths because of the variety of scams out there. In order to prevent identity theft, you should avoid believing misinformation and spreading it to others. Here are four identity theft myths to stop believing. […]
SOCIAL MEDIA IDENTITY THEFT: OVERSHARING ABOUT YOUR KIDS
On a daily basis, criminals scour the internet for personal information they can use to commit fraud and identity theft. Individuals need to take steps to protect their privacy and information from fraudsters in the digital age. The same is true for children as it is for adults, as kids can be victims of identity […]
SYNTHETIC IDENTITY THEFT AND HOW TO PROTECT MINOR CHILDREN
Synthetic identity theft is one of the fastest growing forms of identity theft in the country, according to the Federal Reserve. A synthetic identity is created by combining real and falsified information in order to create an identity for financial gain and other purposes. Synthetic identity thieves are particularly attracted to children. Find out how […]
HOW TO PROTECT THE IDENTITY OF A DECEASED LOVED ONE FROM FRAUD
Even after death, no one is completely safe from identity theft. Known as “ghosting,” criminals can use the personal information of a deceased person to file false tax returns, claim Social Security benefits, open fraudulent loans and credit cards and more. Every year, millions of deceased Americans have their identities stolen, often going unnoticed as […]
PROTECT THE IDENTITY OF EVERYONE IN YOUR FAMILY
Credit monitoring shouldn’t be limited to protecting your own finances. The benefits of credit and identity theft monitoring should extend to your entire family, and here’s why: people want to protect their loved ones, from infants to aging parents, but simply cannot be everywhere at once. Trusting financial service providers, such as banks, to keep your […]
8 WAYS YOU MAY BE THE VICTIM OF IDENTITY THEFT
Theft of personal information allows identity thieves to open fraudulent accounts, empty bank accounts, and wreak havoc on their victims’ credit and finances. It’s important to catch identity theft early if you become a victim. The sooner you learn that your identity has been stolen, the sooner you can take action to prevent further damage. […]
GRADUATION COMES WITH MORE ABILITIES, BUT ALSO WITH MORE RISKS FOR FRAUD AND IDENTITY THEFT
Graduation season is upon us, which means a lot of young adults will be going off on their own for the first time. With that newfound freedom, however, comes an increased risk of fraud and identity theft. Did you know that young people fall victim to fraud and identity theft at a higher rate than […]
HOW TO RESTORE YOUR IDENTITY AND CREDIT AFTER AN ID THEFT
Identity Theft Recovery Plan: Start with Your Credit Report Check your bank accounts immediately if your personal information has been compromised, perhaps by a data breach or stolen credit card. You could be a victim of identity theft. If you see fraudulent charges, you may feel overwhelmed, frustrated, or even lost. There is no way to […]
DOCUMENT PROTECTION AGAINST IDENTITY THEFT
Millions of Americans fall victim to identity theft each year. It’s a serious threat, since thieves can use your personal information to open new accounts, claim tax refunds, file fraudulent Medicare claims, and more. Even if your identity isn’t stolen, thieves can use your personal information to gain access to your bank account or credit […]
What Can I Do To Protect My Business From Identity Theft?
Identity theft is on the rise, according to recent reports. As reported by Javelin Strategy, identity theft resulted in an annual loss of $56 million in a mixture of different criminal and fraudulent activities last year. Maintaining the security of a business database can pose numerous challenges. Here’s what you need to know to prevent […]
MAILING A PAPER CHECK SECURELY: 4 TIPS
Nowadays, it is possible to make almost any type of payment without a paper check. With Venmo or Zelle, you can pay your bills online, shop with credit cards, and send money to friends and family. Nonetheless, many businesses and individuals still use paper checks in the mail to do business, at least some of […]
IDENTITY THEFT AND MAIL PROTECTION
You can find some of the most sensitive information in the mail: your name, address, contact information, bank account and routing numbers on mailed checks, financial statements, and so on. Despite this vulnerability, unlocked mailboxes and easily-opened paper envelopes leave mail especially susceptible to theft. Using the information contained in your mail, criminals can piece […]
HOW SHOULD I PROCEED IF MY SOCIAL SECURITY CARD IS STOLEN?
A stolen Social Security card is a major cause for concern. Identity theft is the primary problem with a stolen Social Security card. Identity thieves can damage your credit and finances as well as commit crimes in your name if they know just your Social Security number. When you discover that your card is missing, […]