CONSUMERS ARE VULNERABLE TO SCAMS UNDER NEW DEBT COLLECTION RULES

It may be true when they say “no good deed goes unpunished” as newly adopted regulations meant to protect consumers […]
What Happens When You Get Sick, and How It Impacts Your Credit

The millennial generation is more likely than previous generations to cope with chronic health conditions. According to a survey […]
A DEBT COLLECTION SCAM: HOW TO SPOT IT

Debt collectors can contact you directly when creditors sell your unpaid debt to a collection agency. Fraudsters posing as legitimate […]
A DEBT-FREE VACATION THIS YEAR: HOW TO PLAN

Taking a vacation that leaves you debt-free is ideal. However, traveling is expensive, and vacation expenses can really add up […]
A WAY TO PAY DOWN HOLIDAY CREDIT CARD DEBT

You’re not alone if you went into debt shopping for the holidays. Several American consumers plan to put some of […]
Debt Types: What Are They?

Debt is familiar to Americans. A record $14.96 trillion in debt is encircling 80% of them, according to the Federal […]
Medical Debt: 3 Credit Facts You Need to Know

In the United States, medical costs are a major problem. The average American spends more than $10,000 a year on […]
Snowball or Avalanche: Which Debt Repayment Method Is Best for You?

Paying off your debt has many benefits. With time, your financial obligations and the size of your monthly payments may […]
Can a Credit Card Transfer Help You Pay Down Debt?

Credit cards that offer strong balance transfer offers can help cardholders with high interest rates pay down their debt faster […]
How To Respond When a Bill Collection Company Calls

Receiving an unexpected call from a debt collector can be intimidating. Often, debt collectors will try to pressure you into […]
How To Build Your Credit Up for Credit Card Applications

It’s a good idea to review your credit before applying for a credit card, in order to identify areas for […]
Why Credit Scores May No Longer be Negatively Affected by Medical Debt

The burden of medical debt weighs heavily on the credit scores of millions of Americans, even though this debt may […]
Debt Consolidation: Pros and Cons

When you’re trying to pay off several debts at once, it can be difficult to make progress. Being diligent is […]
How To Help Shrink Your Student Loan Debt

American students face a significant financial burden due to student loans. According to the Federal Reserve, Americans owed $1.73 trillion […]