Authorized User Tradelines

Quickly Improve Your Credit Scores

Authorized User Tradelines are great for establishing new credit, building business credit, purchasing a home, renting an apartment, leasing a car and more. We guarantee that our tradelines have low utilization and excellent credit histories. This grants you the greatest possible FICO® score boost in 30 days or less!

About Our Authorized User Tradelines

1. AUs are not entitled to use the account or make changes.
2. AUs do not access the physical card or associated credit line.
3. AUs are not responsible for repaying any balances that might be owed.
4.AUs work most effectively when a credit report is free from derogatory information

In short, you’ll receive all the goods without the financial risk. Take advantage of this credit-restoring method today!

How do you buy tradelines with Credit Healing ?

Your credit is about to get a boost, and it couldn’t be easier.

Tell Us What You're Looking For

Review the inventory of available lines and submit your application. We highly recommend you possess little to no derogatory items before applying for our tradelines. 

We'll Place the Tradeline on Your Credit File

You’ll be added to the credit line and your credit report will be updated. Buy as many lines as you want.

Boost Your Credit

Strengthen your credit report using your rented credit history. Capitalize on your enhanced credit for 30, 60 or 90 days.

Inventory IDLenderCredit LimitDate Opened# of CyclesStatement datePriceSlots Left
NH003Capital One$6,000 3/01/201238/28/2023$8251
KT003Fidelity/Elan$25,000 6/01/201938/30/2023$6751
EC003Chase$3,000 7/01/201939/1/2023$5501
EC004Discover$10,000 5/01/201939/1/2023$6501
BPC004Chase$30,000 6/01/201739/1/2023$8251
DEG003Chase$5,000 6/01/201739/1/2023$6251
EC006Discover$6,200 3/01/201539/1/2023$6751
BMC003Pen Fed$10,000 1/01/202239/1/2023$5251
EC008Chase$3,600 7/01/201939/1/2023$5751
SR001PNC$15,000 11/01/201939/2/2023$6751
JTM001Chase$16,000 7/01/201739/2/2023$7251
DJ004Chase$6,700 3/01/201639/2/2023$6751
OM003Chase$6,800 2/01/201939/2/2023$5751
BMC010USAA$9,000 6/01/201839/2/2023$6501
LF001Capital One$7,700 2/01/201439/2/2023$7251
KT004Barclay$2,000 12/01/201939/3/2023$5501
JC018Discover$15,000 1/01/200139/3/2023$1,250 1
NB002US Bank$18,000 8/01/201939/3/2023$6751
CL001Pen Fed$4,000 2/01/201339/3/2023$7501
JK001Navy Federal$20,000 9/01/201439/3/2023$8251
DEG008Discover$14,400 8/01/201239/3/2023$8501
JX003Chase$21,000 7/01/201239/3/2023$9501
BMC009Chase$4,200 6/01/201839/3/2023$6001
JC025USAA$12,200 1/01/200539/3/2023$1,150 1
JL001Barclay$5,000 1/01/201639/3/2023$6751
KT006Discover$10,000 10/01/201739/4/2023$7001
KT002PNC$15,000 8/01/201839/4/2023$7001
BW001Chase$20,500 3/01/201639/4/2023$7751
DR002Chase$6,400 5/01/201139/4/2023$8501
DR006Capital One$20,000 6/01/202039/4/2023$6501
JC004Fidelity/Elan$7,500 7/01/201239/4/2023$8251
FB001Chase$3,300 6/01/202039/4/2023$5501
CJA004Barclay$20,000 1/01/202039/5/2023$6251
EM001Chase$22,500 12/01/201239/5/2023$9502
DR004Chase$19,000 7/01/202139/5/2023$5751
CL004Bank of America$5,500 2/01/200639/5/2023$1,050 1
MK008Discover$48,900 4/01/201339/5/2023$1,175 1
RS001Barclay$21,000 5/01/201939/5/2023$6751
MM005Pen Fed$15,000 7/01/202139/6/2023$5501
SC001Capital One$2,000 4/01/201639/6/2023$6001
NB007Barclay$51,000 5/01/202139/6/2023$7752
DT001Chase$21,600 7/01/201939/6/2023$6751
AB004Chase$19,700 12/01/202139/7/2023$5751
CL002Discover$6,000 5/01/200639/7/2023$1,050 1
DC010Chase$15,800 3/01/202039/7/2023$6001
NR002Navy Federal$18,000 5/01/202139/7/2023$5751
JW001Navy Federal$19,000 2/01/202239/7/2023$5751
BPC003Barclay$31,400 6/01/201739/8/2023$8251
XH002Chase$5,000 1/01/201539/8/2023$6751
OM002Discover$16,600 10/01/200739/8/2023$1,075 1
AS001Discover$17,000 7/01/201339/8/2023$8501
OW002Chase$8,400 4/01/201639/8/2023$7251
CD001Huntington Bank$18,000 12/01/201339/9/2023$8501
DX002Chase$23,500 3/01/202239/9/2023$5501
DZ002Capital One$5,700 6/01/200839/10/2023$1,000 1
SK001Discover$41,400 1/01/201339/10/2023$1,100 1
SK005Capital One$5,000 3/01/201939/10/2023$5701
TJ002Capital One$23,500 7/01/201939/10/2023$6751
NB005Bank of America$5,000 2/01/201739/10/2023$6751
CJA003Discover$4,500 1/01/201539/11/2023$6501
JC017Capital One$4,500 8/01/201539/11/2023$6751
JX001Chase$19,200 6/01/200439/11/2023$1,225 2
JS003Chase$45,000 10/01/200739/11/2023$1,275 1
BVK004Discover$13,000 1/01/200639/11/2023$1,100 2
GG001Chase$21,600 10/01/202139/11/2023$5751
AG001Chase$7,800 2/01/201839/12/2023$6501
SK003Capital One$4,250 1/01/201239/12/2023$8251
BMC007Chase$5,000 11/01/202039/12/2023$5501
RC004Chase$19,000 8/01/201839/12/2023$7001
SA002Chase$19,000 2/01/201939/12/2023$6751
BW002Chase$15,000 3/01/201739/13/2023$7251
JC014Discover$12,500 12/01/200639/13/2023$1,100 1
MS002Discover$13,500 2/01/202039/13/2023$6001
JS004Chase$12,500 4/01/201439/13/2023$7501
BW004Chase$7,500 6/01/201739/14/2023$6251
EK001USAA$25,000 8/01/199539/14/2023$1,400 1
RR002Chase$20,500 4/01/200939/14/2023$1,050 1
BMC002Navy Federal$29,900 1/01/201839/14/2023$7752
ASK003Chase$6,500 4/01/202239/14/2023$5001
DJ002Navy Federal$3,000 4/01/202139/14/2023$5001
EC007Capital One$2,500 11/01/201339/15/2023$7001
RH011Capital One$20,000 8/01/201439/15/2023$8251
DEG006PNC$12,500 1/01/202039/15/2023$5751
BMC001Navy Federal$27,300 4/01/200639/15/2023$1,175 2
KR004Capital One$20,000 5/01/202239/15/2023$5501
MM006Chase$11,800 5/01/202039/15/2023$5751
DC001Chase$12,800 3/01/201839/16/2023$6501
BR001Chase$6,800 4/01/201239/16/2023$8251
BMC008Chase$5,000 4/01/201839/16/2023$6001
CJ008Navy Federal$18,000 7/01/202139/16/2023$5751
KT005Capital One$5,000 12/01/202039/17/2023$5501
FS001Discover$16,100 3/01/201339/17/2023$8751
AJ001Navy Federal$18,500 10/01/201639/17/2023$7501
DC003Chase$28,200 6/01/201239/17/2023$1,025 1
MDE002Chase$15,200 8/01/201839/17/2023$7002
RH002Navy Federal$30,000 11/01/201339/18/2023$1,050 1
MM003Chase$13,200 2/01/202139/18/2023$5501
NR004Discover$5,500 5/01/202139/18/2023$5251
PH003Discover$20,200 11/01/199739/18/2023$1,350 2
NH002Chase$27,900 2/01/201939/18/2023$7001
TJ001Chase$11,500 2/01/201839/18/2023$6501
JC009Barclay$10,000 7/01/202039/19/2023$5751
JLB001Chase$20,000 6/01/201139/19/2023$1,025 1
DR005Discover$7,500 6/01/200739/19/2023$1,050 1
DZ001Chase$14,800 5/01/201639/19/2023$7501
BMC011Discover$10,200 2/01/202039/19/2023$5751
DEG009Capital One$3,000 11/01/200639/19/2023$9751
BVK003Capital One$20,000 4/01/202239/19/2023$5751
AB002Chase$24,000 6/01/201939/20/2023$6751
FB002Discover$9,000 12/01/201739/20/2023$6251
DEG002Chase$14,700 7/01/201739/20/2023$7251
JC013Capital One$5,000 4/01/202039/20/2023$5501
MS001Chase$3,100 11/01/201939/21/2023$5501
SK009Chase$6,000 5/01/201339/21/2023$8001
JM002Chase$10,000 4/01/201239/21/2023$8501
DEG005Discover$14,000 5/01/201739/21/2023$7001
MM001Pen Fed$10,000 7/01/201639/21/2023$7251
JC024Chase$27,000 1/01/199939/21/2023$1,350 1
JM004Chase$20,000 3/01/201339/22/2023$8751
FJ003Chase$15,400 8/01/202039/22/2023$6001
JC002Chase$6,400 12/01/202039/22/2023$5701
BVK001Chase$20,000 11/01/201239/22/2023$9251
KT008US Bank$16,000 8/01/201939/23/2023$6751
SR002Discover$11,900 10/01/201839/23/2023$6501
CD002Huntington Bank$18,000 2/01/202239/23/2023$5251
PH001Chase$16,200 4/01/202039/23/2023$6251
OW001Chase$11,000 4/01/201739/23/2023$7001
SCR003Capital One$17,000 4/01/200839/23/2023$1,050 1
KR005Pen Fed$12,500 6/01/202239/23/2023$5251
JSC002US Bank$14,500 9/01/201939/23/2023$6501
BVK006Chase$20,000 4/01/201639/23/2023$7751
MM002Discover$7,500 3/01/202139/24/2023$5501
AH001Pen Fed$20,000 5/01/200539/24/2023$1,175 1
DEG007PNC$17,500 8/01/201839/24/2023$7001
PC001Capital One$6,000 7/01/201139/24/2023$8501
AS002Barclay$5,500 5/01/201539/24/2023$6751
MDE003Chase$12,000 1/01/201639/24/2023$7251
BW003Chase$17,000 1/01/201939/25/2023$6751
KR001Barclay$29,500 1/01/201939/25/2023$7251
DE008Discover$8,500 9/01/202139/25/2023$5501
EK003Capital One$24,000 4/01/202039/26/2023$6501
JC003PNC$19,500 5/01/201939/26/2023$6751
SCR005Discover$18,000 1/01/200039/26/2023$1,300 1
KR006Elan/Fidelity$5,000 6/01/202239/26/2023$5001
EK004Chase$100,000 8/01/201939/27/2023$1,300 1
AB005Navy Federal$28,200 7/01/202239/27/2023$6002
FS003Capital One$10,000 3/01/201739/28/2023$7001
TB001US Bank$20,000 9/01/201239/28/2023$9251
RC003US Bank$14,000 10/01/201539/28/2023$7501
JSC001PNC$15,600 9/01/200639/28/2023$1,100 1


Frequently Asked Questions

What does Credit Healing do?

We connect people like you who are looking to increase their credit score by purchasing authorized user tradelines with people who want to sell their unused credit card spots.

How Much Will My Credit Score Increase?

We cannot predict how much your score can increase as many factors contribute to your credit score. However, one of the important factors is good credit history. The age of the line, limit and number of lines you buy help determine the boost you can get.

What is an Authorized User?

An authorized user is a person who is listed on a credit account that they do not own. Being an authorized user on a credit account can help a person boost their credit score or increase their available credit. With Credit Healing , people who want to establish or increase their credit for various purposes like signing a lease or purchasing a car can become an authorized user on another person’s credit account. Authorized users do not have the ability to access or spend on the credit account.

What is a Special Address?

It is the address associated with the credit line. Some lines require that you add that line to your credit report by updating that address in the personal settings of your credit monitoring service 4-10 days after the statement date.

Do I Get a Card? Where Is My Card?

No, the authorized user is never given access to a credit card nor can they spend on it. Cards are sent directly to the original cardholder’s primary billing address. Authorized users will not be able to call the credit card company to access the account as they will not have the necessary security information.

Is This Legal?

Adding an authorized user is backed by the Fair Credit Reporting Act (FCRA) and explained in most paperwork that comes with your credit card. The process itself is an option available to all credit card holders and has often been used for children, relatives, and friends. This said, we are not lawyers so we suggest consulting an attorney for further questions.

What is a Tradeline?

A credit report tradeline is simply an industry term to describe a credit account. If you have credit accounts, you therefore have tradelines. Tradelines come in the form of credit cards, lines of credit, car loans, mortgages, and payday advances. Here at Credit Healing , we focus solely on credit card tradelines.

When will I see the credit history for the tradelines I have ordered appear on my credit file?

The lines should report to your credit file within 7-14 days after the statement date.

Who Are The Credit Card Holders?

Credit card holders who use Credit Healing are everyday people with a good credit history who want to help people looking to increase their credit scores for a limited period of time. They do this by selling their tradelines.

What does the statement date mean?

The statement date is the date the credit card company reports to the credit history to the bureaus.

What happens if I don’t see the credit history for the line(s) I ordered on my credit report after 2 weeks?

You will need to report the line that did not post to our Customer Support department. We will review your credit report to verify that the line did not post. If you have followed all the instructions and the line is not there, you will receive a comparable tradeline or a refund.


Is My Information Protected?

Absolutely! We make sure to follow all local, state and federal laws to ensure the protection of our customers.