Authorized User Tradelines

Quickly Improve Your Credit Scores

Authorized User Tradelines are great for establishing new credit, building business credit, purchasing a home, renting an apartment, leasing a car and more. We guarantee that our tradelines have low utilization and excellent credit histories. This grants you the greatest possible FICO® score boost in 30 days or less!

About Our Authorized User Tradelines

1. AUs are not entitled to use the account or make changes.
2. AUs do not access the physical card or associated credit line.
3. AUs are not responsible for repaying any balances that might be owed.
4.AUs work most effectively when a credit report is free from derogatory information

In short, you’ll receive all the goods without the financial risk. Take advantage of this credit-restoring method today!

How do you buy tradelines with Credit Healing ?

Your credit is about to get a boost, and it couldn’t be easier.

Tell Us What You're Looking For

Review the inventory of available lines and submit your application. We highly recommend you possess little to no derogatory items before applying for our tradelines. 

We'll Place the Tradeline on Your Credit File

You’ll be added to the credit line and your credit report will be updated. Buy as many lines as you want.

Boost Your Credit

Strengthen your credit report using your rented credit history. Capitalize on your enhanced credit for 30, 60 or 90 days.

Inventory IDBank/LenderCredit Limit (total credit limit)Account History (month and year account was opened)# of Cycles (number of months account shows on your credit report)Statement Date (post 5-7 days after)CostInventory Remaining
XH002Chase$5,000 Jan-15312/8/2023$8751
CH001Capital One$7,000 Mar-04312/8/2023$1,325 1
LP007Barclay$10,000 Jul-18312/8/2023$8502
OW002Chase$8,400 Apr-16312/8/2023$9251
KMA002Chase$18,400 Sep-21312/8/2023$7851
DX002Chase$23,500 Mar-22312/9/2023$7602
LD004Capital One$5,000 Nov-10312/9/2023$1,075 1
DZ002Capital One$5,700 Jun-08312/10/2023$1,225 1
JC001Pen fed$25,000 Dec-19312/10/2023$9251
SK005Capital One$5,000 Mar-19312/10/2023$7702
RH006Pen Fed$39,500 Nov-16312/10/2023$1,200 2
EG002Discover$11,800 Mar-96312/11/2023$1,600 1
CJA003Discover$4,500 Jan-15312/11/2023$8751
JC017Capital One$4,500 Aug-15312/11/2023$8751
JX001Chase$19,200 Jun-04312/11/2023$1,425 1
BVK004Discover$13,000 Jan-06312/11/2023$1,325 1
GG001Chase$21,600 Oct-21312/11/2023$7851
TN009Capital One$23,500 Apr-18312/12/2023$9501
KT005Capital One$10,000 Jul-22312/12/2023$7301
JC016Capital One$20,000 Jul-07312/12/2023$1,350 1
AG001Chase$7,800 Feb-18312/12/2023$8501
SK003Capital One$4,250 Jan-12312/12/2023$1,025 1
BMC007Chase$5,000 Nov-20312/12/2023$7501
LP005Capital One$6,690 Jan-07312/12/2023$1,250 1
SA002Chase$19,000 Feb-19312/12/2023$8752
LE005Pen Fed$10,000 May-22312/12/2023$7302
OM005Discover$6,500 Jun-22312/12/2023$7301
KC001Discover$16,900 Jul-91312/13/2023$1,750 1
KT009Bank of America$6,700 Jun-21312/13/2023$7501
BW002Chase$15,000 Mar-17312/13/2023$9401
JC014Discover$12,500 Dec-06312/13/2023$1,325 1
DC007Bank of America$17,000 Dec-21312/13/2023$7851
OM001Capital One$10,000 Mar-18312/13/2023$8501
LP006Capital One$10,000 Oct-14312/13/2023$1,000 1
JS004Chase$12,500 Apr-14312/13/2023$1,000 1
DJ001Bank of America$7,000 Jan-21312/13/2023$7501
BW004Chase$7,500 Jun-17312/14/2023$8751
MRO001Capital One$8,000 Jul-21312/14/2023$7652
RR002Chase$20,500 Apr-09312/14/2023$1,250 1
JA005Capital One$5,400 Jul-11312/14/2023$1,050 2
LE001Capital One$12,000 Sep-17312/15/2023$9251
EC007Capital One$2,500 Nov-13312/15/2023$9001
KR004Capital One$20,000 May-22312/15/2023$7501
MM006Chase$11,800 May-20312/15/2023$7751
DEG011Pen Fed$12,000 May-20312/15/2023$7752
RH004Discover$9,200 Nov-16312/16/2023$9251
KM005Pen Fed$15,000 Jul-21312/16/2023$7852
DC001Chase$12,800 Mar-18312/16/2023$8501
DE006Pen Fed$10,000 Oct-21312/16/2023$7502
BMC008Chase$5,000 Apr-18312/16/2023$8101
LD001Capital One$11,500 Jul-02312/16/2023$1,425 1
SC002Navy Federal$5,000 Jul-18312/16/2023$8102
CJA002Bank of America$26,000 Aug-19312/17/2023$9251
AJ001Navy Federal$18,500 Oct-16312/17/2023$9751
MDE002Chase$15,200 Aug-18312/17/2023$9002
KMA003Navy Fed$25,000 Sep-21312/17/2023$8002
MM003Chase$13,200 Feb-21312/18/2023$7651
AG002Bank of America$7,000 Oct-17312/18/2023$8751
JX009Pen Fed$24,000 May-19312/18/2023$9252
NR004Discover$5,500 May-21312/18/2023$7501
BR004Discover$17,000 Jun-05312/18/2023$1,400 1
JA006Capital One$5,450 Nov-10312/18/2023$1,075 2
TJ001Chase$11,500 Feb-18312/18/2023$8501
JC009Barclay$10,000 Jul-20312/19/2023$7751
DR005Discover$7,500 Jun-07312/19/2023$1,250 1
DZ001Chase$14,800 May-16312/19/2023$9501
RT001Discover$15,000 Apr-88312/19/2023$1,850 1
DEG009Capital One$3,300 Nov-06312/19/2023$1,175 1
BVK003Capital One$20,000 Apr-22312/19/2023$7501
KT010Chase$19,600 Jul-22312/19/2023$7501
CL003Chase$15,000 Jun-16312/20/2023$9501
DEG002Chase$14,700 Jul-17312/20/2023$9251
MS001Chase$3,100 Nov-19312/21/2023$7501
SK009Chase$6,000 May-13312/21/2023$1,000 1
DV002Barclay$10,500 Jun-13312/21/2023$1,000 2
DEG005Discover$14,000 May-17312/21/2023$9251
MM001Pen Fed$10,000 Jul-16312/21/2023$9251
PH002Barclay$17,500 Apr-20312/21/2023$8251
LD003Chase$20,800 Nov-21312/21/2023$7851


Frequently Asked Questions

What does Credit Healing do?

We connect people like you who are looking to increase their credit score by purchasing authorized user tradelines with people who want to sell their unused credit card spots.

How Much Will My Credit Score Increase?

We cannot predict how much your score can increase as many factors contribute to your credit score. However, one of the important factors is good credit history. The age of the line, limit and number of lines you buy help determine the boost you can get.

What is an Authorized User?

An authorized user is a person who is listed on a credit account that they do not own. Being an authorized user on a credit account can help a person boost their credit score or increase their available credit. With Credit Healing , people who want to establish or increase their credit for various purposes like signing a lease or purchasing a car can become an authorized user on another person’s credit account. Authorized users do not have the ability to access or spend on the credit account.

What is a Special Address?

It is the address associated with the credit line. Some lines require that you add that line to your credit report by updating that address in the personal settings of your credit monitoring service 4-10 days after the statement date.

Do I Get a Card? Where Is My Card?

No, the authorized user is never given access to a credit card nor can they spend on it. Cards are sent directly to the original cardholder’s primary billing address. Authorized users will not be able to call the credit card company to access the account as they will not have the necessary security information.

Is This Legal?

Adding an authorized user is backed by the Fair Credit Reporting Act (FCRA) and explained in most paperwork that comes with your credit card. The process itself is an option available to all credit card holders and has often been used for children, relatives, and friends. This said, we are not lawyers so we suggest consulting an attorney for further questions.

What is a Tradeline?

A credit report tradeline is simply an industry term to describe a credit account. If you have credit accounts, you therefore have tradelines. Tradelines come in the form of credit cards, lines of credit, car loans, mortgages, and payday advances. Here at Credit Healing , we focus solely on credit card tradelines.

When will I see the credit history for the tradelines I have ordered appear on my credit file?

The lines should report to your credit file within 7-14 days after the statement date.

Who Are The Credit Card Holders?

Credit card holders who use Credit Healing are everyday people with a good credit history who want to help people looking to increase their credit scores for a limited period of time. They do this by selling their tradelines.

What does the statement date mean?

The statement date is the date the credit card company reports to the credit history to the bureaus.

What happens if I don’t see the credit history for the line(s) I ordered on my credit report after 2 weeks?

You will need to report the line that did not post to our Customer Support department. We will review your credit report to verify that the line did not post. If you have followed all the instructions and the line is not there, you will receive a comparable tradeline or a refund.


Is My Information Protected?

Absolutely! We make sure to follow all local, state and federal laws to ensure the protection of our customers.