What’s the Difference Between No Credit and Bad Credit?
It is common to lump together no credit and bad credit, but they are two distinct situations. You can […]
What Effect Does Credit Card Use Have on Your Credit Score?
One of the most important things you can do to set yourself up for financial success is to establish good […]
MISS A BILL PAYMENT? HERE’S HOW TO PROTECT YOUR CREDIT SCORE
Sometimes, life is hectic, and it’s easy to overlook a detail, even when it’s a bill that is due. If […]
Credit Utilization Ratio: What Does It Mean?
You may have heard the term “credit utilization ratio” or “credit utilization rate”. In credit utilization ratio, the amount of […]
The Benefits of Securing Business Credit at Any Level
You might not know it, but business credit isn’t just for small business owners and those who work for large […]
FICO TO RELEASE NEW CREDIT SCORE VERSIONS 10 AND 10T
FICO® has announced its newest credit score models – the FICO Score 10 and FICO Score 10T – with a focus on […]
A GUIDE TO MAKING SMARTER CREDIT DECISIONS IN THE NEW YEAR
Do you want to improve your finances in the New Year? Improving your credit habits should be a key part […]
A STEADILY DECLINING KNOWLEDGE OF CREDIT SCORE AMONG CONSUMERS
A recent survey conducted by the Consumer Federation of America and VantageScore Solutions LLC shows Americans’ knowledge of credit scores […]
Is Your Credit Score Affected by Layaway?
If you don’t have the cash to buy an item outright, you still have a few choices. A credit card […]
To Buy a Car, What Credit Score Is Ideal?
Do you want to buy a new vehicle, but are worried about getting approved for a car loan? A lender […]
Credit Scores and Marriage: Does it Matter?
You agree to share your life with the person you love when you get married. Is getting married also a […]
Do You Need to Check Your Credit Score Frequently?
Your credit score predicts how likely you are to repay a loan on time. Credit scores are calculated using a […]
How to Prevent your Credit from being ruined by a Natural Disaster
Your credit can be saved by creating an emergency response plan for your finances during times of flux, such as […]
Credit Scores for Businesses – What Are They?
Consumers aren’t the only ones assigned a credit score. Businesses also have credit scores, and creditors and other third parties […]
6 Common Inaccuracies in Credit Reports
Your credit report should contain accurate and fair information. Ultimately, it determines your credit score and helps lenders, creditors, and […]
A Credit Report Can Be Checked by Whom?
Your credit report is primarily intended to demonstrate your creditworthiness to lenders and creditors. Your credit report allows companies to […]
Select Your Credit Report Now for 7 Reasons
You could lose a lot of money if you are unfamiliar with your credit report. Your credit report determines your […]
Do Missed Rent Payments Affect Your Credit Score?
Unless there is a new stimulus bill or executive action to renew the temporary protections put in place last year, […]
Your Credit Score Can Be Affected By Holiday Credit Card Spending
Gifts, food, and travel costs can all add up quickly during the holidays. It can be detrimental to your credit […]
Don’t do These 5 things That Are Negatively Impacting Your Credit Score in the New Year
In the midst of the holiday rush, it’s easy to forget that 2022 is right around the corner. With the […]