The Benefits of Paying More Than the Minimum on Your Credit Card Bill
A minimum payment is always included on your monthly credit card statement. Minimum payments are typically fixed amounts. Additionally, if […]
MULTIPLE CREDIT CARDS AND YOUR CREDIT SCORE
A credit card can be used to establish credit if you have at least one open card that can be […]
THE CORONAVIRUS PANDEMIC AND CREDIT CARD TRAVEL REWARDS
The Coronavirus pandemic has cancelled travel plans across the globe, and it is likely to continue disrupting travel for some […]
WHEN IT’S NOT WORTH YOUR TIME TO USE A STORE CREDIT CARD
Most retailers, including online sellers and department stores, have their own version of a store-branded credit card. You’ve probably been […]
LOST OR STOLEN CREDIT CARD? HERE’S WHAT YOU NEED TO DO
Your credit card is one of the most valuable items in your wallet, so you may feel frantic if it’s […]
WHY CREDIT CARDS ARE BETTER THAN DEBIT CARDS TO AVOID FRAUD
When it comes to protecting your ID, debit cards are one of the worst ways to use your money. Due […]
A WAY TO PAY DOWN HOLIDAY CREDIT CARD DEBT
You’re not alone if you went into debt shopping for the holidays. Several American consumers plan to put some of […]
STOP BELIEVING THESE 5 CREDIT SCORE MYTHS
Since 2012, American consumers have had less knowledge about credit scores, resulting in a general lack of awareness around […]
Are You Considering Getting Rid of Your Credit Cards? Read This First.
According to the Consumer Financial Protection Bureau in its latest semi-annual report, credit card debt has risen again after falling […]
Credit Card Late Fees: How to Avoid Them
Even if you’re diligent about paying your bills on time, mistakes can happen. Credit card late fees are no exception. […]
With a New Credit Card Program, Applicants with No Credit can Qualify using Their Bank Account
Traditionally, anyone applying for a credit card must undergo a credit check to be approved. In order to approve an […]
APR: What Is It and How Does It Work?
Lenders don’t give away money for free. As nice as that might be for those receiving the loan, that’s not […]
Can a Credit Card Transfer Help You Pay Down Debt?
Credit cards that offer strong balance transfer offers can help cardholders with high interest rates pay down their debt faster […]
Here Are 5 Things You Shouldn’t Charge To Your Credit Card
Your credit card can be a useful tool for personal finance if you use it correctly. You can use credit […]
Here Are 6 Credit Card Benefits You May Not Know About
Most credit card companies emphasize their showier benefits, such as cash back rewards or airline miles, to bring in new […]
Here Are 5 Things To Avoid in Credit Cards for People with Bad Credit
Responsible use of a credit card is one of the best ways to build credit. Your credit score can be […]
Negotiations with Credit Card Companies 5 Steps
You might believe you’re stuck with the terms of your current credit card if you’re unhappy with them. But credit […]
Credit Cards Can Help Your Credit Score in 4 Ways
Credit cards are among the best tools available for building or improving credit when used correctly. Several of these factors […]
Before Your Child Can Drive, They Need a Credit Card
In many respects, the parental refrain “Do what I say, not what I do” isn’t a wise one, but especially […]
Building Credit with Secured Credit Cards
When used correctly, credit cards can help build credit. You may have trouble getting approved if you have bad credit […]
What’s Safer for Online Shopping: Credit Cards or Debit Cards?
Shopping online is convenient and offers great deals, but it leaves you vulnerable to hackers and data breaches. Criminals are […]
Do You Know How Your Credit Card’s Minimum Payment Is Calculated?
The minimum payment on your credit card statement is one of the most critical numbers you need to pay attention […]
Your Credit Score Can Be Affected By Holiday Credit Card Spending
Gifts, food, and travel costs can all add up quickly during the holidays. It can be detrimental to your credit […]