If You Add an Authorized User to Your Credit Card, What Happens?
Most credit cards allow the primary cardholder to add another person to the account as an authorized user. Once authorized […]
Credit Scores for Businesses – What Are They?
Consumers aren’t the only ones assigned a credit score. Businesses also have credit scores, and creditors and other third parties […]
Homebuying Credit Myths You Shouldn’t Believe
The process of buying a home can be both exciting and intimidating. In addition to figuring out how to leave […]
APR: What Is It and How Does It Work?
Lenders don’t give away money for free. As nice as that might be for those receiving the loan, that’s not […]
Learn How Your FICO® Score Is Calculated
Understanding how your credit score is calculated is important. Although you may be familiar with FICO® Scores – the scores […]
Money Back in Your Pocket With a Strong Credit Score
You probably already know that a decent credit score can help you get approved for credit cards, loans, and other […]
Implement 4 Realistic Anti-Fraud Changes Now
Now is the time to protect yourself from account fraud and identity theft, which can severely damage your credit and […]
Medical Debt: 3 Credit Facts You Need to Know
In the United States, medical costs are a major problem. The average American spends more than $10,000 a year on […]
Snowball or Avalanche: Which Debt Repayment Method Is Best for You?
Paying off your debt has many benefits. With time, your financial obligations and the size of your monthly payments may […]
Avoid These 7 Commom Credit Mistakes
It may seem complicated to build a strong credit score, but it often involves making informed choices and avoiding common […]
Can a Credit Card Transfer Help You Pay Down Debt?
Credit cards that offer strong balance transfer offers can help cardholders with high interest rates pay down their debt faster […]
Buying a House? How Your Credit Affects Your Mortgage Rate
Mortgage rates, the amount of interest that lenders charge on home loans, are important to pay close attention to when […]
6 Common Inaccuracies in Credit Reports
Your credit report should contain accurate and fair information. Ultimately, it determines your credit score and helps lenders, creditors, and […]
Here Are 5 Things You Shouldn’t Charge To Your Credit Card
Your credit card can be a useful tool for personal finance if you use it correctly. You can use credit […]
Here Are 6 Credit Card Benefits You May Not Know About
Most credit card companies emphasize their showier benefits, such as cash back rewards or airline miles, to bring in new […]
How To Respond When a Bill Collection Company Calls
Receiving an unexpected call from a debt collector can be intimidating. Often, debt collectors will try to pressure you into […]
How Pre-Approval Offers for Credit Cards Work
You may wonder why the credit card issuer is contacting you if you’ve ever received a credit card pre-approval offer […]
Here Are 5 Things To Avoid in Credit Cards for People with Bad Credit
Responsible use of a credit card is one of the best ways to build credit. Your credit score can be […]
A Credit Report Can Be Checked by Whom?
Your credit report is primarily intended to demonstrate your creditworthiness to lenders and creditors. Your credit report allows companies to […]
5 Myths About Bankruptcy
Bankruptcy can be an escape route if you’re drowning in debt. Bankruptcy can give you some financial relief by allowing […]
Negotiations with Credit Card Companies 5 Steps
You might believe you’re stuck with the terms of your current credit card if you’re unhappy with them. But credit […]
How To Build Your Credit Up for Credit Card Applications
It’s a good idea to review your credit before applying for a credit card, in order to identify areas for […]
Select Your Credit Report Now for 7 Reasons
You could lose a lot of money if you are unfamiliar with your credit report. Your credit report determines your […]
How To Build Credit if You Don’t Have Any?
A lack of credit history makes it difficult to get credit cards and loans, which are ironically the tools you […]
Credit Cards Can Help Your Credit Score in 4 Ways
Credit cards are among the best tools available for building or improving credit when used correctly. Several of these factors […]
Before Your Child Can Drive, They Need a Credit Card
In many respects, the parental refrain “Do what I say, not what I do” isn’t a wise one, but especially […]
How To Understand Your Credit Report
Credit Report Basics Your credit report contains details about your financial behavior and identification information. Credit history or a […]
Why Credit Scores May No Longer be Negatively Affected by Medical Debt
The burden of medical debt weighs heavily on the credit scores of millions of Americans, even though this debt may […]
Building Credit with Secured Credit Cards
When used correctly, credit cards can help build credit. You may have trouble getting approved if you have bad credit […]
What’s Safer for Online Shopping: Credit Cards or Debit Cards?
Shopping online is convenient and offers great deals, but it leaves you vulnerable to hackers and data breaches. Criminals are […]
Tax Credits for Children: 6 Ways to Use Them Effectively
Parents in the United States are receiving monthly payments as an advance on 50% of this year’s child tax credit. […]
Do Missed Rent Payments Affect Your Credit Score?
Unless there is a new stimulus bill or executive action to renew the temporary protections put in place last year, […]
Balance Transfer Credit Cards: Know What to Look for
Many credit cards offer introductory balance transfer offers to entice customers with existing credit card debt to switch. Generally, new […]
Debt Consolidation: Pros and Cons
When you’re trying to pay off several debts at once, it can be difficult to make progress. Being diligent is […]
After bankruptcy, Are You Eligible For A Credit Card?
One of the most damaging things that can happen to your credit is filing for bankruptcy. Once a bankruptcy appears […]
Are You Buying a House? How On-Time Rent Payments Affect Your Credit Score
Rent used to only affect your credit score if you missed a monthly payment. When you apply for a mortgage, […]
Do You Know How Your Credit Card’s Minimum Payment Is Calculated?
The minimum payment on your credit card statement is one of the most critical numbers you need to pay attention […]
Your Credit Score Can Be Affected By Holiday Credit Card Spending
Gifts, food, and travel costs can all add up quickly during the holidays. It can be detrimental to your credit […]
Is Venmo and Other Money Transfer Apps Bad for Your Credit?
You can now pay a friend back more easily than ever before. Thanks to apps such as Venmo and PayPal, […]
Don’t do These 5 things That Are Negatively Impacting Your Credit Score in the New Year
In the midst of the holiday rush, it’s easy to forget that 2022 is right around the corner. With the […]
How To Help Shrink Your Student Loan Debt
American students face a significant financial burden due to student loans. According to the Federal Reserve, Americans owed $1.73 trillion […]
How Does Closing My Bank Account Affect My Credit Score?
Changing your bank account cold turkey isn’t a bad idea if you’re trying to curb overspending or relocating. However, you […]