I sent out my first round of letters and some of them were joint accounts but now my ex is paying the collection agencies. Will this affect if it will be deleted? Will the collection accounts that have currently disappeared reappear as paid in full? If so, what should I do? Should I wait until he is done paying off everything then send my last two letters?
They will most likely not reappear on your report, but if they do THEN you dispute them. But if they don’t come off, you should dispute it a few more rounds or hire a lawyer to sue the credit bureaus for violating the law. http://www.brennanlaw.com/