How do I increase my score?
Becoming an authorized user on someone else’s credit cards. THEY MUST HAVE GOOD OR EXCELLENT credit to bring your score up. Also, once you remove your negative accounts apply for a shopping card like Macy’s or another credit card. With this card you must never carry a balance and ALWAYS PAY IN FULL AT THE END OF THE MONTH. You can also call your bank and ask for a credit line increase. Make sure to do this once every 6 months.