What if a credit bureau sends me proof?

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They won’t ever send you proof. Only the original creditor can.  However, let’s say for some reason there is proof of the account saying it’s yours, either from a creditor or a credit bureau (hypothetically), you can negotiate a pay for removal with your original creditor. Remember, a collection agency NEVER has proof the debt is yours. This system will work every time on a collection agency so you don’t need to pay a collection agency.

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