Our #1 Goal is to Help You Achieve Yours

You are here because you have poor credit and would like to improve your credit scores because they are keeping you from obtaining your desired home, starting your new business venture or getting low interest, unsecured credit cards so you can further build your credit. We've got the right solutions to your problems.

Task-Based Learning

You will save thousands of dollars because you don't have to hire a credit repair company to do it for you. We also help you gain a better understanding of credit and provide you with strategies to build your FICO credit score!

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We remove the pain of you having to figure everything out on your own by providing you with easy-to-follow step by step instructions!
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We offer free credit repair and building coaching and respond quickly to all credit repair inquiries.

How To Quickly Improve Your Credit Score in 60 Days

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Put a Freeze on Your Accounts

Adding a security freeze on your account is free and harmless (trust us, we know). By doing this, the creditors and collection agencies that the credit bureaus will contact will not be able to access your accounts after you dispute them which will cause them to be unverifiable and thus will be deleted. The links to freeze your Experian, Equifax and Trans Union accounts online are in the "Getting Started" file in your dispute packet.

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Fill In Your Credit Healing Templates

Now you will wait 30 days after putting a freeze on your accounts before sending your dispute letters. After obtaining your Credit Healing Packet (which you will immediately receive via email), follow the simple instructions to complete your letters. After completing them, you will print them out. This process is very easy.

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Mail Them Off Via The Post Office

Lastly, you will take them to the post office and mail them to the credit bureaus via certified mail. You will simply wait 30-35 days to receive your positive results in the form of a credit file in the mail. If needed, send the 2nd, 3rd, and 4th round of letters in the packet. Use the additional letters if needed as well. Feel free to contact us at anytime if you have any questions because we are here to help you!

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You Have Successfully Removed Your Adverse Items

After waiting 30 days for the process to be completed, you will see that all or most of your derogatory items will be listed as "Deleted" on the credit file you will receive in the mail. Send the next round of letters if needed.

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Click Here to Download Your FREE HIPAA (Medical) Dispute Letters





    • Easy-to-Follow Instructions
  • Simple Instructional Walkthrough Videos

  • 4 Rounds of Experian Dispute Letters

  • 4 Rounds of Trans Union Dispute Letters

  • 4 Rounds of Equifax Dispute Letters

  • Hard Inquiry Removal Packet

7 Day Rapid Rescore Strategy

  • Creditors Dispute Letters






  • *Complete Gold Credit Healing Packet*

FREE Student Loan Removal Kit & Ebook

  • Late Credit Card Dispute Letters

HIPAA (Medical) dipsute letters

  • Repossessions Removal Letters

  • Follow-Up Letters (If Agencies Don't Respond)

Describe Investigation Process Letters

Bankruptcy Dispute Letters

  • Goodwill (Forgiveness) Letters






  • * *Complete Gold and Diamond Credit Healing Packet**

Debt Settlement Letters

Stop Collection Agencies From Calling Letters

Dismiss Judgment Letters

  •  Remove 7 Year Old Account Letters

  • Chexsystems Removal Letters

Federal Trade Commissions Complaint Letters

Court (Legal) Dispute Letters

  • Tax Liens Dispute Letters


Note: Your packet will be automatically sent to your email immediately after your payment. You do not need to open a PayPal account to purchase your Credit Healing Packet. You can securely make your payment using your debit or credit card by following the 3 easy steps below.

Which Credit Healing Packet Should You Select?

Here we will help you select the best dispute packet for you. This process is very easy but I want you to be very clear in regards to the what is in each packet so you will know exactly what you want.

Gold Credit Healing Packet

First we will start off with the Gold Packet. You should obtain the Gold Credit Healing Packet if you have practically all derogatory items on your credit report such as collections, bankruptcies, medical debt, hard inquiries, judgments, repossessions, etc.,  however, this packet doesn’t support late payments and student loans. These letters will only be sent to the credit bureaus, not the creditors or collection agencies.


Diamond Credit Healing Packet

Included in this packet is all letters in the Gold Packet with 26 additional dispute letters that will help you in many ways. There are many letters in this packet that you can use to reach your goal but since there are so many, I will mention the main letters so you will have a better idea of what you will receive. Firstly, you will obtain a FREE copy of our 126 page E-book The Keys to Credit Building: Credit Repair Blueprint Revealed and our student loan removal discharge E-book that contains letters that you will send to the financial institutions to get your student loans removed LEGALLY, FOREVER. You will also receive a video module that shows you step by step how to complete your derogatory item and hard inquiry disputes.

These dispute letters are primarily designed to support your dispute letters in the Gold Packet which will be sent to the creditors and collection agencies to  have them validate your debt (which they won’t be able to). Federal Trade Commissions (FTC) letters are also provided for you just in case the credit bureaus decide to be stubborn and not follow federal regulations. The HIPAA (medical) letters are meant for you to send to the medical facility or collection agency that is reporting your medical information without your consent because no information regarding your medical information is supposed to be reported unless authorized by you.

This packet also contains 30 and 60 follow-up dispute letters in case the creditors, collection agencies or credit bureaus do not respond to your request. This is especially important because sometimes they do not respond within 30 days although according to Fair Credit Reporting Act, all requests submitted by you (the consumer) must be responded to in 30 days or else they must be “DELETED” from your credit report. The last letters I will speak about is the Goodwill (Forgiveness) letters. Lets say you have a late payments on your student loans. You can send the creditors these letters and have them forgive your late payment(s) in which they will request that the credit bureaus remove them from your credit report. These are just a few of the many letters you will receive when you obtain the Diamond Packet.


Ruby Credit Healing Packet

In the Ruby Packet is every letter than is in both the Gold and Diamond Packets. You will receive 50 dispute letters that will help you fix every issue on your credit report. This packet is the strongest and primarily designed to add the most support to your disputes while you are getting your adverse items deleted. These letters will NEVER expire so you can use them forever and even share with friends and family. Although there are many dispute letters in this packet that we can talk about, we will only discuss a few of the letters that you will need to succeed in your disputes.

Most people have late payments on their credit cards due to life occurrences. You will send our late credit card payment dispute letters to the credit card companies to get them removed from your credit report. You will also receive Debt Settlement letters. For instance, we recently had a client who owed a total of $18,000 in student loans. She used our strategy to help her reduce it to $1,000 and it was removed from her credit report. You will also obtain court documents that you will use in case a collection agency placed a judgment against you. These letters will help you get the judgment dismissed and if they are not complying with the Fair Credit Reporting Act, you will be able to sue them. If you have any tax liens on your credit report through the IRS and courts. Repossessions happen very often and if your car was repossessed, you could get it removed from your credit report through the collection agency using our dispute letters. Lastly, many people are having issues with ChexSystems appearing on their credit report by sending our letters to the banks. The Ruby Packet is a small investment that you can use for as long as credit exists. You will be greatly rewarded by simply following the instructions that are in your DIY Credit Healing Packets.

Great Great Product! Just simply follow instructions. It changed my life immediately. Best money I've spent and quite some time. Great investment!!!

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Maurice Jones
PHP Developer

I will start off by saying I am not affiliated with this company by any means, I am just a PROUD customer. Every question that I have had has been responded to FAST and with a clear understanding. So if you reading this and you are like me someone that was searching the web for weeks on credit repair. Look no further! It's WELL worth it or worth letting them do it for you. Thanks my man, good peoples here!

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James Jamison
Wedding Photographer

I mailed our first round of letters on 10/18/17 and the bureaus confirmed my receipt on 10/14/17. I recently received a notification last week via Credit Karma that all 29 derogatory items were deleted from my credit file! I'm very hopeful about the second round!

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Tiffany Pratt
Marketing Manager

Before working with Credit Healing I had a credit score of 631 to 642.. While on YouTube searching, I found a Credit Healing video. At first I was skeptical and curious, so I sent Credit Healing an email about the letters. Credit Healing quickly replied back and I knew right then and there this was the real thing! My credit score now is 795 and 790. Just order the packet and if you have any question Credit Healing will guide you!

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Kenold Joseph
Personal Trainer

I sent my dispute letters on September 15, 2017 and got my results. My credit score was about 640. I had 3 derogatory items and nine hard inquiries. My Equifax score is now 750. It went up 139 points! Thanks brother because I could've spent a lot of money with some money hungry credit repair company out there. I'll keep you updated with my second round.

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Margaret Hawkins
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